The Credit Remodel program is $99.00 per month and starts with a $99.00 initial work fee billed six days after enrollment. 

You have the convenience of accessing your online portal page at any time to stay informed about the latest progress. Within your portal, you'll find a comprehensive timeline and progress report, allowing you to track the status of your journey. Additionally, a credit analysis view is available, providing valuable insights into your credit profile. This user-friendly platform empowers you with real-time updates and essential information to monitor your advancement towards your credit goals.

Monitoring and safeguarding your credit is a personal responsibility that every individual holds. Fortunately, the government has implemented laws such as the Fair Credit Reporting Act to provide consumers with essential protections. At 23 Credit Solutions, LLC, we recognize that navigating the complexities of credit laws and bureaus can be challenging. That's where our expertise comes in. Our team consists of professionals who work closely with credit bureaus and are well-versed in these laws on a daily basis. When you need professional assistance and guidance to address credit-related matters effectively, 23 Credit Solutions, LLC is here to provide the support you need.

Based on our extensive experience, the typical process differs from what one might expect. Credit bureaus and creditors handle an immense volume of disputes each month, totaling in the millions. They are equipped to manage this high influx of challenges effectively. Therefore, when we initiate the process of addressing an item on your credit report, we anticipate a response.

It's crucial to recognize that each dispute is tailored to your specific credit situation, making it unique. Our approach is personalized to ensure that your concerns are addressed comprehensively, taking into account the intricacies of your credit history. Rest assured, we navigate this process with diligence and expertise to achieve the best possible outcome for you.

Ensuring the accuracy of the information on your credit reports is both your right and responsibility as a consumer. If the data documented on your credit reports does not reflect your consumer behavior accurately, you have the legal right to request the removal of questionable information. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA), and Fair Debt Collections Practices Act (FDCPA) provide you with the legal framework to dispute any inaccuracies with both the credit bureaus and your individual creditors. These laws empower you to take proactive steps in rectifying any discrepancies that may affect your creditworthiness and financial standing.

Consistently paying your bills on time each month is a fundamental practice that contributes to building a positive credit history, especially for revolving or installment accounts. 

Requesting a debt collector or creditor to remove a collection item from your credit report as a gesture of goodwill is commonly referred to as a goodwill request. While not guaranteed, some creditors may agree to honor such requests as a courtesy, particularly if you have a valid reason for the delinquency and have demonstrated responsible financial behavior since then.